Kaleem's Blog

Insurance is a useful financial product. It is, primarily, designed to compensate for the risk, implicit in the vicissitudes of life. The insurance sector is very vast and there is a multitude of solutions available in the market to cover various dimensions of risk. However, this article focuses on life insurance only.

While buying insurance, the most important question to answer is whether you need it or not and, if you do, what type of insurance you need. I suggest you have a way of knowing it independent of what the insurance companies try to tell you either directly or through their agents.

Credit card is a very useful financial innovation. It enables you to carry out transactions without having to physically carry money or even without having that money for a limited period. It gives you convenience and safety. The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers for purchases made at company outlets. The first universal credit card, which could be used at a variety of establishments, was introduced by the Diners’ Club in 1950.