How to Design Your Portfolio?
Your ability to design a portfolio that best suits your financial needs has a central importance in personal finance. While smart capital allocation is the process or the framework, portfolio is the product or the outcome.
The process of designing your portfolio is also a balancing act where you accommodate different variables and reconcile various divergences. However, the central theme of capital allocation and portfolio construction should be to outline some realistic and achievable financial goals first and then have a simple and workable plan to achieve those with the available resources in a given timeframe.